Policy Wording
We regularly review and update our policy wordings. This is a helpful resource where you can find the current versions of all our policy wordings.
Should you require earlier versions of the policy documents or you would like to discuss any aspect of your cover, please contact us.
With effect from 1st January 2023, where a policy includes Legal Expenses please note that the Insurer has changed from ARAG Allgemeine Versicherungs-AG Branch UK to SCOR UK Company Limited. Policy documents will be updated in due course.
Farm Insurance
Farm Policy Product Information (for policies incepted or renewed 1st August 2023 onwards)
Farm Policy (for policies incepted or renewed 1st December 2023 onwards)
Farm Policy (for policies incepted or renewed 1st May 2024 onwards)
Farm Policy (for policies incepted or renewed 1st July 2024 onwards)
Farm Policy (for policies incepted or renewed 1st January 2025 onwards)
Let Property Insurance
Smallholder Insurance
Home Insurance
Home Product Information
Home Insurance Policy (for policies incepted or renewed 1st June 2023 onwards)
Household Policy (policies prefixed HH) (for policies renewed 1st June 2023 onwards)
Household Product Information
Home Insurance Policy (for policies incepted or renewed 1st July 2024 onwards)
Home Insurance Policy (for policies incepted or renewed 1st January 2025 onwards)
Motor Insurance
Motor Vehicle Product Information
Motor Vehicle Product Information (for policies incepted 23rd Jan 2024 onwards)
Motor Vehicle Insurance Policy (for policies incepted or renewed 1st June 2023 onwards)
Foreign Use Booklet
Motor Vehicle Insurance Policy (for policies incepted 23rd Jan 2024 onwards)
Motor Vehicle Insurance Policy (for policies incepted or renewed 1st July 2024 onwards)
Motor Vehicle Insurance Policy (for policies incepted or renewed 1st January 2025 onwards)
Tractor Insurance
Agricultural Vehicle Insurance Product Information
Agricultural Vehicle Policy (for policies incepted or renewed 1st June 2023 onwards)
Agricultural Vehicle Policy (for policies incepted or renewed 1st January 2025 onwards)
Agricultural Vehicle Policy (for policies incepted or renewed 1st July 2024 onwards)
Vintage Tractor Insurance
Agricultural Vehicle Insurance Product Information
Agricultural Vehicle Policy (for policies incepted or renewed 1st June 2023 onwards)
Agricultural Vehicle Policy (for policies incepted or renewed 1st January 2025 onwards)
Agricultural Vehicle Policy (for policies incepted or renewed 1st July 2024 onwards)
Agricultural Contracting Insurance
Commercial Combined Product Information
Commercial Legal Expenses Product Information
Commercial Legal Expenses Policy (for policies incepted or renewed 1st April 2023 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st June 2023 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st April 2024 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st January 2025 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st July 2024 onwards)
Agricultural Motor Fleet Insurance
Agricultural Motor Fleet Product Information (for policies incepted or renewed 1st August 2022 onwards)
Foreign Use Booklet
Agricultural Motor Fleet Policy (for policies incepted or renewed 1st June 2023 onwards)
Agricultural Motor Fleet Insurance Policy (for policies incepted or renewed 1st January 2025 onwards)
Agricultural Motor Fleet Insurance Policy (for policies incepted or renewed 1st July 2024 onwards)
Agricultural Motor Trade Insurance
Motor Trade Product Information
Motor Trade Product Information (for policies incepted or renewed 1st Nov 2024 onwards)
Motor Trade Combined Policy (for policies incepted or renewed 1st June 2023 onwards)
Motor Traders Policy (for policies incepted or renewed 1st January 2025 onwards)
Motor Trade Insurance Policy (for policies incepted or renewed 1st Nov 2024 onwards)
Agricultural Retail Insurance
Commercial Combined Product Information
Commercial Legal Expenses Product Information
Commercial Legal Expenses Policy (for policies incepted or renewed 1st April 2023 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st June 2023 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st April 2024 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st January 2025 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st July 2024 onwards)
Campsite & Caravan Park Insurance
Commercial Combined Product Information
Commercial Legal Expenses Product Information
Commercial Legal Expenses Policy (for policies incepted or renewed 1st April 2023 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st June 2023 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st April 2024 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st January 2025 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st July 2024 onwards)
Commercial Motor Fleet Insurance
Motor Fleet Product Information (for policies incepted or renewed 1st August 2022 onwards)
Foreign Use Booklet
Motor Fleet Insurance Policy (for policies incepted or renewed 1st Nov 2024 onwards)
Commercial Motor Fleet Insurance Policy (for policies incepted or renewed 1st June 2023 onwards)
Motor Fleet Insurance Policy (for policies incepted or renewed 1st July 2024 onwards)
Motor Fleet Insurance Policy (for policies incepted or renewed 1st January 2025 onwards)
Commercial Motor Trade Insurance
Motor Trade Product Information
Motor Trade Product Information (for policies incepted or renewed 1st Nov 2024 onwards)
Motor Trade Combined Policy (for policies incepted or renewed 1st June 2023 onwards)
Motor Traders Policy (for policies incepted or renewed 1st January 2025 onwards)
Motor Trade Insurance Policy (for policies incepted or renewed 1st Nov 2024 onwards)
Commercial Property Owner Insurance
Commercial Property Owners Product Information
Commercial Property Owners Policy (for policies incepted or renewed 1st June 2023 onwards)
Commercial Property Owners (for policies incepted or renewed 1st January 2025 onwards)
Commercial Property Owners Policy (for policies incepted or renewed 1st July 2024 onwards)
Farm Diversification Insurance
Commercial Combined Product Information
Commercial Legal Expenses Product Information
Commercial Legal Expenses Policy (for policies incepted or renewed 1st April 2023 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st June 2023 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st April 2024 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st January 2025 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st July 2024 onwards)
Farm Shop Insurance
Commercial Combined Product Information
Commercial Legal Expenses Product Information
Commercial Legal Expenses Policy (for policies incepted or renewed 1st April 2023 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st June 2023 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st April 2024 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st January 2025 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st July 2024 onwards)
Food & Drink Insurance
Commercial Combined Product Information
Commercial Legal Expenses Product Information
Commercial Legal Expenses Policy (for policies incepted or renewed 1st April 2023 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st June 2023 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st April 2024 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st January 2025 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st July 2024 onwards)
Garden Centre & Nursery Insurance
Commercial Combined Product Information
Commercial Legal Expenses Product Information
Commercial Legal Expenses Policy (for policies incepted or renewed 1st April 2023 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st June 2023 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st April 2024 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st January 2025 onwards)
Commercial Combined Policy (for policies incepted or renewed 1st July 2024 onwards)