Let Property Insurance

We live and work across the South West and are actively involved in the farming community.  Whether it’s local agricultural events, charities, young farmers or our boots on the ground, the Field Force team visiting our Members, we strive to gain a better understanding of our Members and potential sector challenges.

Working in your local area makes us easily accessible and better placed to provide an excellent service compared to other remote insurance companies.  Our Members are at the heart of everything we do and we strive to ensure they always know where they stand with us.

Yes.  However, we also partner with third party organisations, including ARAG who provide our underwriting for breakdown and home emergency and Liberty for the Environmental Damage cover add on.

Please call our Member Services team on 01872 277151.

Sums insured is the maximum that an insurance company will pay out in the event of a claim. It should reflect the total value of rebuilding or replacing items in the home and not the purchase price of your property

Yes, we use experienced companies that specialise in fire and water damage.

For emergencies you can contact Richfords on 01209 722 522 http://www.richfords.com/ or Rainbow on 01623 422488 rainbowrestoration.co.uk who will assist you in pumping out flood waters or saving property which has suffered fire or smoke damage.

The cost of instructing either of the above companies without prior authorisation of Cornish Mutual would be down to the Member, but where appropriate insurance cover is in place, these costs would be included in the claim settlement.

We often engage the services of independent loss adjusters to assist you in ensuring that your claim is fully and fairly settled in accordance with the insurance cover you have in place.

Your Legal Expenses cover is provided by ARAG.  You can make a claim between 9am and 5pm Monday to Friday (except bank holidays) by calling 01872 270159 or you can download a claim form at www.arag.co.uk/newclaims