Listening to your business needs

Name: Cornish Mutual
Address: Cornish Mutual Assurance Co Ltd, Newham Rd, Truro, Cornwall, TR1 2SU, GB
Telephone: 01872 277151

We tailor the insurance protection you need for your business.

When you’ve invested so much time, care and finances into your commercial business, choosing how to protect your vehicles is one of the most crucial decisions you can make.

Our commercial motor fleet insurance policy covers eight or more vehicles that are used in connection with your business. The policy gives you the flexibility you need to help easily manage and protect what’s important to you.

Our commercial motor fleet insurance provides:

Comprehensive cover provided on all insured vehicles
Cover is provided on an “any driver” basis which gives you the greatest flexibility to run your business
Cover includes vehicles temporarily hired, loaned or borrowed by the business
£5 million Public Liability cover for damage to third party property
New for old vehicle replacement for most vehicles less than 12 months old
No charges for mid-term adjustments (Exceptions may apply)
Motor Legal Expenses up to £100,000 which will help you reclaim uninsured costs after an accident which was not your fault
The option of reducing your premiums by choosing a higher voluntary claims excess.

As a mutual organisation, we’re owned by our Members, not shareholders. So, when you speak with one of our advisors, you’re not dealing with a commission-driven salesperson. You’re talking to a local specialist always ready with hands-on advice, assistance and answers you need, whenever you call on them.

We’d love to talk to you, so for further information or to arrange a quote on our farm insurance please give us or your local advisor a call. Want us to phone you? Simply click on the link and we will call you at a time that works best for you. We are always happy to help.

I insure everything with Cornish Mutual because like me they’re local, supportive, competitively priced and the service you get is really good. You get to speak to a local person and they always do what they say they’re going to do.

Edward Buckland, Edward Buckland Ltd– Auctioneers, Chartered Surveyors, Valuers & Member

Cornwall

Everything is taken care of by our Cornish Mutual Policy and I feel in safe hands.

Mark Clayton, Blowinghouse Garage

Cornwall

I am extremely happy with the service that Cornish Mutual provides as they have a good understanding of rural businesses and a good following of rural people that insure with them. This means they are very suitable for this type of business and act with honesty and fairness.

Andrew Dayment, Greenaway Recycling

Devon

Frequently asked questions

What makes you different from other insurers?

We live and work across the South West and are actively involved in the farming community. Whether it’s local agricultural events, charities, young farmers or our boots on the ground, the Field Force team visiting our Members, we strive to gain a better understanding of our Members and potential sector challenges.

Working in your local area makes us easily accessible and better placed to provide an excellent service compared to other remote insurance companies. Our Members are at the heart of everything we do and we strive to ensure they always know where they stand with us.

Is Cornish Mutual a broker or an agent?

Cornish Mutual is an independent Mutual Insurance Company. We are not a broker or an agent and underwrite our own insurance policies, therefore we provide a direct insurance service to our Members.

If I insure with Cornish Mutual will you put up the premiums after I become a Member?

Cornish Mutual is committed to keeping premium rates as consistent as possible from year to year reflecting individual exposures and claims experience.

Talk to one of our experts

Call us 01872277151

Request A Quote

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Upcoming Events

Tuesday 25th February

Understanding SFI workshops: Nutrient Management Plan

11am-2pm | Duchy College Rosewarne

Wednesday 26th February

Understanding SFI workshops: Integrated Pest Management

11am-2pm | Duchy College Rosewarne

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04 Feb

Rewilding

Often thought of as simply ‘shutting the gate’ on a piece of land, farming consultant Jim Bliss explains why rewilding requires an active approach in the UK, while regenerative agronomist Hugo Ellis describes it as driving for balance and diversity in habitats and farm enterprises. And livestock, they say, are essential. On his Nuffield travels, Jim Bliss saw some spectacular examples of what he calls ‘passive’ rewilding, where stock had been removed from the land and nature returned – Patagonia National Park being one. But the UK doesn’t have the space to take this approach. “So, it's much better to have active rewilding, which does involve farming, just in a more nuanced way, where it's all about diversity,” says Jim.